All terms

Glossary · trusts

Irrevocable trust

In plain English

A trust that, once created and funded, cannot be freely changed or revoked by the grantor.

Because the grantor has given up control, assets in an irrevocable trust are typically removed from the grantor's estate for estate-tax purposes and can be shielded from the grantor's creditors. The tradeoff is loss of flexibility.

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