Educational only · Not legal or tax advice

Understand your options. Organize your next steps.

Mister AMS is a neutral, well-sourced guide to US personal-finance and estate-planning decisions — learn the vocabulary, compare the options, and see exactly what you can safely do yourself versus when to bring in a licensed professional.

Start with the essentials Explore the options

Initial state coverage: federal, Virginia, West Virginia, Alabama. More states will be added over time.

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Essentials

Ranked by consequence-if-missing.

1
HIPAA authorization
🟢 DIYActive crisis
2
Advance medical directive
🟢 DIYActive crisis
3
Durable financial POA
🟢 DIYActive crisis
4
Beneficiary-designation audit
🟢 DIYOverride

5 more below · print-friendly

Decide

Neutral option with vetted sources.

Revocable living trust

🟡 Risky DIY

Funded during life, avoids probate, manages incapacity — conditional essential.

FederalVirginiaWVAlabama

Sources: Cornell LII · ULC · Va. Code § 64.2-700

Bridge to pro: flagged when facts exceed safe DIY scope.

Draft the document

Statutory form or attorney-handoff packet.

Your information

Name your agent

Scope of authority

Review & sign

Virginia · Va. Code § 64.2-1621 · 55%

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Learn

Optional flashcards and explainers for the vocabulary of trusts, entities, and tax strategy. Spaced-repetition built in.

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Decide

Neutral option explorer across six categories — trusts, business entities, end-of-life documents, titling, insurance and retirement, and tax strategies.

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Organize

DIY-tier checklists, state-specific flags, blank form templates, and a clear bridge to a licensed pro when your situation needs one.

Open organize →

Six categories in the Decide library

Each category breaks down the relevant options with DIY-tier badges (🟢 doable / 🟡 possible-but-risky / 🔴 attorney-required), state-specific notes, and vetted references from sources like the IRS, Cornell LII, the ABA, and state bars.

Trusts
Business entities
End-of-life documents
Beneficiary & titling
Insurance & retirement
Tax strategies