All terms

Glossary · trusts

Beneficiary

In plain English

A person or entity entitled to receive benefits from a trust, retirement account, life-insurance policy, or will.

Beneficiary designations on retirement accounts, IRAs, 401(k)s, and life-insurance policies override what your will says. Keep them current.

Educational information only. Mister AMS is not a law firm and does not give legal, tax, or financial advice. For your situation, consult a licensed professional admitted in your state.