End-of-life documents
Wills, living wills / advance directives, durable powers of attorney, healthcare proxies, HIPAA authorizations.
Last will and testament
Possible but risky
The baseline document that directs who receives your probate assets and who administers your estate. A will only controls assets that pass through probate — not accounts with beneficiary designations or property in a trust.
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Durable financial power of attorney
Possible but risky
Authorizes someone you trust (your "agent") to act on your financial affairs if you cannot — paying bills, managing accounts, signing tax returns. "Durable" means it survives your incapacity, which is the whole point.
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Advance medical directive (living will + healthcare POA)
DIY-doable
Your instructions for end-of-life medical care plus your designation of a healthcare agent who can make decisions when you cannot. Virginia combines both into one statutory form.
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HIPAA authorization
DIY-doable
A standalone release that lets your designated persons receive protected health information from your providers. Often overlooked, and often the reason family members get stonewalled during a medical crisis.
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Digital estate basics — RUFADAA, passwords, platform legacy tools
DIY-doable
Without explicit consent and platform-level legacy settings, families are routinely locked out of email, photos, domains, and crypto. The fix is a documented inventory plus the right consents in your will and platform legacy tools — not just a list of passwords.
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